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Final Report on Connecticut State Retirement Systems: SERS and TRS

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Source: Jean-Pierre Aubry and Alicia H. Munnell, Center for Retirement Research at Boston College, November 2015

The report’s key findings are:
– Connecticut’s pension systems for state employees and teachers face large unfunded liabilities, despite recent efforts by the State to fund.
– A significant source of the problem is the “legacy debt” built up before the State began pre-funding its pensions in the 1970s.
– Since pre-funding began, inadequate contributions from the State and low investment returns have added to the problem.
– One way to address the problem is through a two-step approach:
– separately finance the legacy debt over multiple generations; and
– fund ongoing benefits using a level-dollar amortization method over a reasonable rolling period; and reduce the long-term assumed return.


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